[{"@context":"https:\/\/schema.org\/","@type":"BlogPosting","@id":"https:\/\/www.penningtonestateplanning.com\/blog\/can-you-leave-your-home-in-a-senior-community-to-an-adult-child\/#BlogPosting","mainEntityOfPage":"https:\/\/www.penningtonestateplanning.com\/blog\/can-you-leave-your-home-in-a-senior-community-to-an-adult-child\/","headline":"Can you leave your home in a senior community to an adult child","name":"Can you leave your home in a senior community to an adult child","description":"If you live in one of Arizona\u2019s many communities for seniors, you likely have a home that\u2019s worth a considerable amount of money. If the community is only for those 55 and over, or has some other age restriction to help ensure its relative tranquility for residents, you\u2019ll need to consider that when you determine […]","datePublished":"2024-06-14","dateModified":"2025-07-01","author":{"@type":"Person","@id":"https:\/\/www.penningtonestateplanning.com\/blog\/author\/penningtonlaw\/#Person","name":"Pennington Law, PLLC","url":"https:\/\/www.penningtonestateplanning.com\/blog\/author\/penningtonlaw\/","identifier":6,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/35dc6853b9d9833af8623c784bd8cc1436ceca0be7925133d99c37afece2b1e9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/35dc6853b9d9833af8623c784bd8cc1436ceca0be7925133d99c37afece2b1e9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Pennington Law, PLLC","logo":{"@type":"ImageObject","@id":"https:\/\/www.penningtonestateplanning.com\/wp-content\/uploads\/2023\/05\/logo-2.png","url":"https:\/\/www.penningtonestateplanning.com\/wp-content\/uploads\/2023\/05\/logo-2.png","width":209,"height":126}},"image":{"@type":"ImageObject","@id":"https:\/\/www.penningtonestateplanning.com\/wp-content\/uploads\/2024\/06\/Untitled-design-2024-06-11T165824.630.png","url":"https:\/\/www.penningtonestateplanning.com\/wp-content\/uploads\/2024\/06\/Untitled-design-2024-06-11T165824.630.png","height":300,"width":400},"url":"https:\/\/www.penningtonestateplanning.com\/blog\/can-you-leave-your-home-in-a-senior-community-to-an-adult-child\/","about":["Estate Planning"],"wordCount":423,"articleBody":"If you live in one of Arizona\u2019s many communities for seniors, you likely have a home that\u2019s worth a considerable amount of money. If the community is only for those 55 and over, or has some other age restriction to help ensure its relative tranquility for residents, you\u2019ll need to consider that when you determine how to deal with it in your estate plan. Sometimes, people leave their homes to their children who take over ownership and residence. However, if you live in a 55+ or other age-restricted community, unless your adult child has reached the minimum age when you pass away, chances are that they won\u2019t be able to assume ownership. Even if they are old enough, if they still have minor children, that could be another barrier to living there.Review the CC&R documentEach community has its own regulations. That\u2019s why it\u2019s crucial to review your covenants, conditions and restrictions (CC&R) document to determine what is and isn\u2019t allowed when a resident passes away. Typically, if a community does allow some people under the age requirement to live there, they follow an \u201c80\/20\u201d rule that requires 80% of current owners to meet the minimum age requirement. You can\u2019t predict what the ratio will be whenever you pass away. You can find out, however, if they make exceptions for those who inherit a property, as some do. They may also allow family members to take ownership of the home and rent it only to age-appropriate people.Other options for the homeBefore you spend time researching this, see if your child really does want to live there someday. Just because they commented a few times that it would be a nice place to live, that doesn\u2019t mean they would actually feel comfortable there. You can still leave your home to your adult child for them to sell and keep the profits if that\u2019s agreeable to them. You can also designate that the executor of your estate (who may be that child) sell the home and return the proceeds to your estate. Regardless, placing your home in a living trust can prevent it from having to go through probate. Generally, people\u2019s homes are among the most valuable assets in their estate plan. Even if yours isn\u2019t in a senior community, it\u2019s important to have sound legal guidance as you address it in your legal documentation concerning your legacy. \u00a0Call us or\u00a0contact us\u00a0today for your free initial consultation."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.penningtonestateplanning.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Can you leave your home in a senior community to an adult child","item":"https:\/\/www.penningtonestateplanning.com\/blog\/can-you-leave-your-home-in-a-senior-community-to-an-adult-child\/#breadcrumbitem"}]}]